What Are In-House Financing Car Dealers?
In-house financing car dealers provide car loans directly through the dealership. In the case you work with in-house finance car lots, you’ll make payments to the dealer directly instead of a bank or credit union. While you’ll still need to apply for financing, in-house financing cars gives you a better shot at being approved. Learn more about in-house financing with help from Dakota Chrysler Center!
Because in-house financing car dealers don’t have to go through a third-party, there are many benefits that are passed onto you when you visit:
- Easier pre-approval
- Extended warranties
- Flexible interest rates
- Higher credit score
From building credit to extending an original warranty, in-house financing can be the answer to your car buying woes. You’ll be on Breckenridge roads in no time after you’re approved for financing.
What to Watch Out For
Not every in-house financing car lot is like Dakota Chrysler Center. Be sure to watch out for the following red flags if you’re interested in this purchase method:
- If they allow you to leave the lot before agreeing on the payment term
- ”Approved” vs. “approval” – if the manufacturer approves the dealer, they are approved and have higher standards for quality whereas the latter might not
- If the car dealer doesn’t report to a credit bureau
- If you get a call saying your financing plan fell through and need to provide more money or they tell you a higher interest rate than before
Finance with Dakota Chrysler Center
Now are you wondering, “where are there in-house financing car dealers near me?” Come to Dakota Chrysler Center! Financing with us means you’ll be in and out of our Fargo area dealership in your new car in a flash. We also offer plenty of affordable new car and used vehicle specials to make your purchase more affordable. Learn more with our financing department today, including what a good interest rate on a car loan is!
Learn More With Dakota Chrysler Center
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